Activity Cover
If you wish to partake in any activities whilst on your trip abroad, you need to ensure you are covered.
Below are the activities that we cover as standard on all of our policies:
Please note that all of the activities are covered on a non-professional and non-competitive basis unless otherwise stated. All Activities marked with an asterisk (*) indicate those which do not have Personal Liability cover and those marked with a (‡) indicate those which do not have Personal Accident cover.
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From the 20th December 2021 there will be no cover provided for the below sports and activities:
- Battle Re-enactment
- Canoeing/Kayaking/Rafting/White Water rafting grade 6
- Canyoning
- Cave Diving
- Cliff or Base Diving/Jumping
- Electronic Scooters
- Flying (as a pilot)
- Gliding/Hang Gliding
- Hot Air Ballooning (as a Pilot)
- Hunting, any use of firearm
- Jet Skiing
- Jousting
- Marathon Running
- Martial Arts
- Micro Lighting
- Motor Sports/Racing of any kind Land/Sea
- Mountain/BMX biking/Cycle Touring
- Polo
- Rock Climbing
- Sailing/Boating/yachting of any kind outside of 12 nautical miles from the coastline or outside of European Waters
- Scuba Diving deeper than 30 metres
- Segway
- Terrain Parks (Winter Sports)
- Tightrope/High rope walking/Slacklining
- Quad Biking/ATV’s
- Walking/Fell Walking/Running/Trekking/Hiking/ Orienteering/Rambling above 4,000 metres
- Walking/Fell Walking/Running/Trekking/Hiking/ Orienteering/Rambling that requires specialised equipment/ropes/guides/crampons
- Mechanically assisted and electronic bicycles
[table id=4 responsive= collapse responsive_breakpoint=phone column_widths=”10%” /]
From the 20th December 2021 there will be no cover provided for the below sports and activities:
- Battle Re-enactment
- Canoeing/Kayaking/Rafting/White Water rafting grade 6
- Canyoning
- Cave Diving
- Cliff or Base Diving/Jumping
- Electronic Scooters
- Flying (as a pilot)
- Gliding/Hang Gliding
- Hot Air Ballooning (as a Pilot)
- Hunting, any use of firearm
- Jet Skiing
- Jousting
- Marathon Running
- Martial Arts
- Micro Lighting
- Motor Sports/Racing of any kind Land/Sea
- Mountain/BMX biking/Cycle Touring
- Polo
- Rock Climbing
- Sailing/Boating/yachting of any kind outside of 12 nautical miles from the coastline or outside of European Waters
- Scuba Diving deeper than 30 metres
- Segway
- Terrain Parks (Winter Sports)
- Tightrope/High rope walking/Slacklining
- Quad Biking/ATV’s
- Walking/Fell Walking/Running/Trekking/Hiking/ Orienteering/Rambling above 4,000 metres
- Walking/Fell Walking/Running/Trekking/Hiking/ Orienteering/Rambling that requires specialised equipment/ropes/guides/crampons
- Mechanically assisted and electronic bicycles
[table id=7 responsive= collapse responsive_breakpoint=phone column_widths=”10%” /]
From the 20th December 2021 there will be no cover provided for the below sports and activities:
- Battle Re-enactment
- Canoeing/Kayaking/Rafting/White Water rafting grade 6
- Canyoning
- Cave Diving
- Cliff or Base Diving/Jumping
- Electronic Scooters
- Flying (as a pilot)
- Gliding/Hang Gliding
- Hot Air Ballooning (as a Pilot)
- Hunting, any use of firearm
- Jet Skiing
- Jousting
- Marathon Running
- Martial Arts
- Micro Lighting
- Motor Sports/Racing of any kind Land/Sea
- Mountain/BMX biking/Cycle Touring
- Polo
- Rock Climbing
- Sailing/Boating/yachting of any kind outside of 12 nautical miles from the coastline or outside of European Waters
- Scuba Diving deeper than 30 metres
- Segway
- Terrain Parks (Winter Sports)
- Tightrope/High rope walking/Slacklining
- Quad Biking/ATV’s
- Walking/Fell Walking/Running/Trekking/Hiking/ Orienteering/Rambling above 4,000 metres
- Walking/Fell Walking/Running/Trekking/Hiking/ Orienteering/Rambling that requires specialised equipment/ropes/guides/crampons
- Mechanically assisted and electronic bicycles
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